$480/month x 75 months = $36,000.
Principle amount on 2013 Camry = $23,000
http://autos.yahoo.com/news/introduc...202203365.html
Last month Nakisha Bishop took out a loan to buy a $23,000 Toyota Camry and pay off several thousand dollars still owed on her old car. The key to making it work: she got more than six years—75 months in all—to pay it off.
"I had a new baby on the way, and I was trying to keep my monthly payment a little bit lower to help afford child care," Ms. Bishop, a 34-year-old sheriff's deputy in Palm Beach County, Fla., said recently. She pays $480 a month for the 2013 Camry, just $5 a month more than the note on her old car. The car won't be paid off until her 1-month-old daughter is heading to first grade.
Results 1 to 10 of 17
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04-09-2013, 11:45 PM #1Trustee
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Introducing 8-year car loans for niggers. $13,000 in interest!
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04-09-2013, 11:53 PM #2Captain
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- Oct 2012
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- 585
Most niggers don't graduate from high school. Thus they terrible at math. They are incapable of doing the simplest math on owning a car. The sows will lease this car using their child support money. Bucks will pay for it using stolen cash.
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04-10-2013, 12:59 AM #3Trustee
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- Jul 2008
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- Nearly Nigger-Free New Hampshire
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- 1,749
Hilarious. I hope it pays about 15 % interest; most nogs will never make the payments and then assault the repo man. Jesus, $480 per month is getting towards my house payment.
"Socailism is a philosophy of failure, the creed of ignorance, and the gospel of envy: its inherent virtue is the equal sharing of misery." - Winston Churchill
He who is given everything values nothing. - Me
In an age of universal deceit, telling the truth is a revolutionary act.- George Orwell
"Coalburning is the equivalent of taking a dump in the gene pool. " Out of Detroit
"I think, therefore I am"-Descartes "I stink, therefore I am"-Nigger
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04-10-2013, 01:14 AM #4Trustee
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- Oct 2010
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- 1,669
I used to help out at a family friends' "Buy here/Pay here" jockey lot a lifetime ago. When the big dealers were just testing out 72 month leases, he was pushing 96 (8 year loans). Niggers were amazing to deal with, we would go to the auctions, buy a bunch of late model Cadillac's, throw a set of knock-off Dayton rims on them as well as "low-jack" and niggers would be lined up for miles to get one. We would pay like 3500 after everything was said and done, charge the niggers 2k down and then finance the rest. I had one nigger paying 100 dollars a month for 72 months on a shitty Neon R/T.
The only problem was that niggers were completely irresponsible. So if the car broke down or was totaled, getting them to pay the balance was almost impossible."Lesson 1, if a nigger buck can't eat it, fuck it, or sell it, he kills it. lesson ended." - Bill Clinton
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04-10-2013, 01:42 AM #5Major
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- Feb 2012
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- 977
Who the hell would pay 480 bucks a month for a Camry? Niggers I guess. I wouldn't pay that much for ANY car (unless it was a zero interest short term loan and that's still too much), that's just retarded. And for eight years?
I bought my quad cab V8 4wd Silverado new in "02, and after my trade and a couple bucks, my payment was under $300 for 48 months. The fucker is paid and still going strong. I'll bet I could get another 10 years out of it.
I know a semi-wigger that has been leasing Toyota's since 2000 and has never actually owned one. In fact he always trades them early and looses out on any equity with the trade. Not only has his payments always gone up, he has been paying over $400 a month non stop for 13 years and still has nothing he owns to show for it.Not so long ago, and not too far away.
The true soiling of Old Glory
Keep it up, niggers!!
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04-10-2013, 01:43 AM #6Chief
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- Mar 2011
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- PA
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Doesn't matter, the shit will be repo'd in under a year.
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04-10-2013, 02:49 AM #7Chief
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- Oct 2012
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- Former New Yorker
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FFS, how bad is that sow's credit? Toyota is still offering direct 0% loans, as far as I know.
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04-10-2013, 03:38 AM #8Chief
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- Dec 2010
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- Way away from niggers
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Ahhhhh, niggers and the car loan. I love it. Pretty soon they will be taking out 30 year loans on any hooptie they can qualify for. Fuck 'em. Even if they only pay for a few months, the car lots aren't losing. Repo that shitbox, dust it off, blow out the vanilla air freshener stink, and clean the roaches out of the ashtray, then push it back out onto the lot for the next nigger to fall for the deal.
"I never thought I'd see the day a nigger ran the United States."
-an old friend of 91 years of age in 2008
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04-10-2013, 04:17 AM #9Trustee
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- Upper left coast, USA
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"I am not now nor ever have been in favor of making voters or jurors of Negroes, nor of qualifying them to hold office, nor to intermarry with white people; and I will say in addition to this that there is a physical difference between the races which I believe will for ever forbid the two races living together on terms of social and political equality." Abraham Lincoln, Sept. 18, 1858, at Charleston, Illinois.
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04-10-2013, 04:45 AM #10LBU graduate
- Join Date
- Nov 2009
- Location
- Small farm in S. Central Kentucky.
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- 1,188
I can honestly say that I have never owned a "new" car or truck... or taken out a loan of any kind to pay for a vehicle.
I just feel that modern vehicles are for shit, and I'm not gonna waste my time taking out a loan and buying a vehicle that MIGHT get 100K miles if I'm careful.
Back in the thread "your first car", I posted a pic of my first car. A 1962 Chrysler 300 sport coupe convertible. Push button transmission. That car was bought new by my father in 1962. It was run every day, literally, for almost 40 years with very little issue... so long as we maintained it, it would run. More. It would literally roast the fucking tires off the car... NEVER had a major problem with it, ever.
When it finally left the family in the hands of a collector, it had over 300,000 miles on it... still running strong.
You guys know my latest vehicle. 73 Ford F250 Highboy... paid about 6K for it. Put a few thousand more into it fixing minor shit... picked my boy up in it today from school... He said that all the other cars looked like MatchBox cars or Hot Wheels cars... even other trucks we were near looked almost toy like or plasticky. I started the truck and blipped the throttle, and the rumble of that big 390 V-8 made the kids scatter...
It ain't the fastest, or the prettiest... but, I know that as long as I perform regular maintainance on that truck, it will run. Nothing stupid will happen, like the split tranny blowing the fuck up for some reason... or no reason at all...
When automobile and truck manufacturers start making shit like this again, THEN I will consider taking out a loan to get something "new"...
Until then, the niggers can bumblefuck around as much as they want doing that shit...Read this, niggers:
“To the last, I grapple with thee; From Hell's heart, I stab at thee; For hate's sake, I spit my last breath at thee”
Melville
And I looked, and behold, a Pale Horse, & his name that sate on him was Death, and Hell followed with him.
Revelations 6:8
"The best thing you can do with Detroit is build a wall around it & leave it for 100 years - come back, remove a brick & see if they are still killing each other - if so replace it & repeat.."
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