Selling/collecting insurance to/from niggers

[The Man]

I used to sell debit insurance to niggers a few years ago and have got a shitload of stories that to this day I can't believe them and I was there! I figured I'll start putting a story or 2 every couple of days and will continue if people here wants more.

Here's a couple of quick ones:

I had to frequently go back to the same niggers' homes multiple times to even collect a $20 premium and listen to their ridiculous excuses.

Like one nigger who swore up and down she would pay me friday, friday comes I show up and of course she was already broke because she had to get her cable bill paid before they shut it off. One problem, she hadn't been paying her electricty bill and it got shut off while I was there. She said "Oh well, it ain't day hot so I be ok dis weekend, at I got my cable." I just asked what was she going to do with the cable, she says "watch movies"...still hasn't occured to her... I ask "On what, your wood-burning tv??" It still took her a second to figure out that the tv doesn't work without electricity!


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Had another nigger female who constantly lied to me and begged me to please sell her some more 'inshonce' (nigger word for 'insurance'), I told her no, I wouldn't sell to her anymore because she always lied about paying me on time, she replied "I ain't lying this time!" Nevermind that's what she always said.

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I had a younger(early 20's)nigger female want inshonce but didn't have the $14 premium and offered to 'take it out in trade'...ahhhh HELL NO! Told her that if she was willing to give sex for a $14 premium, she's probably done for cokes and chips too!

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Had a momma nigger call me to buy from me once and it was on her 21 year old gangbanger boy. I asked how much did she want(meaning how coverage) and she replied "about $100 worth"...which made no sense. I asked if she was wanting a $100 policy, she said "No, I want whatever a $100 per month can buy me cause my son is gonna get his stupid ass killed and I might as well get some use out of him while I can."
Damn straight I wrote that policy! And the gangbanger son actually signed it making it valid knowing his mammy was going to cash in on him when the cops or whoever made a good nigger out of him!

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I haven't even broke the surface on the goofy things niggers do. I did that job for over a year until I couldn't stomach the apes anymore. Damn good money but you had to work in shit for 12-14 hours a day...wasn't worth it.

[lilywhitelady]

LOL! Keep them coming!::rofl:thum:lol

[NBG]

That mammy nigger was a genius! Betting on a TNB-related death for your nigger son is a lock. Then again, maybe the mammy was planning on executing homeboy for the insurance money.

[Holla]

It's true. These niggers can't / don't pay their bills. I used to work at a car dealership. 99/100 niggers couldn't get financed. It was a total waste of time.

On their credit report, there would be a $20 "sale fone" bill that would be late. Niggers think that they don't have to pay bills.

[Gnome Sayin]

I used to work at an big name insurance office in Chicago. Fortunately there were few niggers in the neighborhood I worked in, but we had the occasional chimp call or come in. One guy came in wanting a huge life insurance policy on himself so that when he gets capped, his chillens would win the nigger lottery.

The only other event that sticks out was a fat nigger mammy and her gangbanger niglet. They had a fairly average car (Honda if I remember correctly), and of course her teenaper wrecks the car a few weeks after writing the policy. Needless to say, her already expensive insurance premium went up considerably. Nearly once a week she'd call in wanting us to lower the premium. Like we have any control over that!

We had a few section 8 niggers who were forced to get insurance on their ghetto houses, but we never heard from them.

Inshawrence sho is spensif!

[Holla]

Great avatar, gnome.

Sheeeeeeeeit!

[nutnice]

I worked in collections for a couple of years, The Man, and some of your stories sound frighteningly familiar. Keep 'em coming!

Just curious, though: what is 'debit insurance'?

[The Man]

I worked in collections for a couple of years, The Man, and some of your stories sound frighteningly familiar. Keep 'em coming!

Just curious, though: what is 'debit insurance'?

Debit insurance is also known as industrial insurance and it's whole life, it's the most expensive insurance per thousand dollars worth of coverage there is because the premium is collected monthly and sometimes weekly.

I even tried to explain to niggers that term insurance was way cheaper and paid more death benefits but they didn't want since they couldn't borrow the cash value of a whole life policy. And that was a scam too. Whole life builds a cash value over the years and the idea was they could 'borrow' against the death benefit BUT they had to pay it back at 8 1/2% percent interest or it would be deducted from the payout. If they didn't pay it back, eventially the policy would lapse from lack of value even though they continued to make the monthly premium.

Think about that for a moment then you will realize why it's referred to as 'nigger insurance'..... only a nigger would stupid enough to buy it!

More stories to follow.....

[Fee-Fi-Fo-Figger]

I can't believe a nigger would have the foresight to buy any insurance at all.

[nutnice]

Debit insurance is also known as industrial insurance and it's whole life, it's the most expensive insurance per thousand dollars worth of coverage there is because the premium is collected monthly and sometimes weekly...

[snip]



Thanks for the explanation. My only insurance-related job was when I worked taking phone calls for an auto-insurance company for a few months. I got fired for telling a nigger "customer" on the phone to go fuck herself. Best thing that ever happened to me, as I ended up getting a better job with more pay (and fewer niggers).

[The Man]

More stories from the wonderful world of nigger insurance.............

I had a nigger mammy want insurance for herself and her 3 niglets, all under the age of 12. By law, if they are under 12 I don't have to visibly see them to cover them as a rider on the policy. I saw 2 of the monkeys and the other one "wasn't there" but mammy boon gave me the name and age(8 y.o.) and it came time to get the first premium, $43, to put the policy in force...of course, the damn mammy didn't have the money and wasted my time. Said she would pay on the 1st when she got her check(standard reply) and I told her that once she paid me, I would then put it in force.

The 1st came and went, she didn't pay so I didn't call on her anymore. 2 months go by and one of her friends calls me and tells me she needed to see me right now. Turns out the 8 year old died and she wanted to collect even though the policy was never in force.
I call her, acted semi-sympathetic and asked what did he die from, her answer "NATURAL CAUSES"........WTF??? 8 year olds do NOT die from natural causes, 98 year olds do!
Turns out the 8 year old was very sick with kidney disease and she let him starve once she thought he was covered for $20,000. The police picked her up the same night at a "I got money now" nigger party and charged her with murder. Her one phone call from jail? It was to me to beg me to see if the insurance company would pay if she caught up on the premiums.
Fucking sorry ass nigger.

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I had a nigger family that was paying almost $300 per month on insurance, all kinds of coverage on all members of the family. There was one problem, they got all of the cash value out of the policies, never paid it back and the interest ate up ALL of the death benefits except on 2 of the smaller policies.
They were paying me $300 per month for absolutely NOTHING! I even tried to tell them(had to by law)that they were losing all of their benefits by not paying it back. Their answer was "We'll sue if some of us die and we don't get nuffin'" All I could say was OK and I continued to make commissions off of their stupidity.

All the policies did lapse from lack of value btw. The State Insurance Commissioner basically told them they fucked up and I couldn't be sued because I did warn them in writing.


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Had one nigger guy buying new policies all the time from me because everytime he knocked up a sheboon, he covered the kid. His reasoning? Insurance on babies was dirt cheap and he figured that sooner or later a couple of them were going to die so he might as well get some of his child support back....like he ever paid that.

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Quick interruption: It's amazing to me how much these niggers would tell me when we were one-on-one...even when they breaking the law! I finally asked one of them why did they do that and tell me so much. He answered "You like a lawyer, we pay you and you can't tell the cops anything cuz we is yo clients."

Wrong. And yeah, I dropped info to the police all the time. Even got a few cash rewards when they were looking for fugitives. Dumbasses never figured it was me that told them. I was sick of the crime and I wasn't going to sit back and let it happen.

Anyway, thought I'd let everyone here know why they would tell me so much of their business.

Back to the stupidity................................
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I had a nigger couple(not married of course) call me to buy inshonce so I went to their trailer. It was a single-wide with 2 bedrooms... that's important because it was the 2 of them plus the 10 kids they had between them!
Now I could write 2 policies with riders for kids in under 30 minutes but this time it took over 2 hours! The reason? Not only could they not remember the kids' birfdays, they couldn't remember how to spell all of the names...all of the names they could remember! They had 2 or 3 they just called them "B" As in "Hey B, cmere" Now on insurance applications, the names, B'dates & Social Security MUST be accurate or else the policy is voided. I spent over 2 hours just getting the names and birfdays, we had to find all the social security numbers another day.
They dropped the policies after one month..........sonuvabitch.........

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I walked to a sheboon's trailer once and heard her kinda yelping inside, but I knocked anyway. She yelled "come on in, de do it open" and yelped again. I walked in cautiously and there she was in the kitchen....topless...cooking bacon... I just started laughing and asked why. She said "It be hot in here but I want some bacon so I cook it and de shit be hittin muh titties" I couldn't do anything but laugh some more.

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More later.....

[Tanequa_Shacoon]

just think of all that chocolate you could have wrapped your hotdog around.

wohohohwohohohwohohohwohohoh:cff

[SnowDog]

More stories from the wonderful world of nigger insurance.............

I had a nigger mammy want insurance for herself and her 3 niglets, all under the age of 12. By law, if they are under 12 I don't have to visibly see them to cover them as a rider on the policy. I saw 2 of the monkeys and the other one "wasn't there" but mammy boon gave me the name and age(8 y.o.) and it came time to get the first premium, $43, to put the policy in force...of course, the damn mammy didn't have the money and wasted my time. Said she would pay on the 1st when she got her check(standard reply) and I told her that once she paid me, I would then put it in force.

The 1st came and went, she didn't pay so I didn't call on her anymore. 2 months go by and one of her friends calls me and tells me she needed to see me right now. Turns out the 8 year old died and she wanted to collect even though the policy was never in force.
I call her, acted semi-sympathetic and asked what did he die from, her answer "NATURAL CAUSES"........WTF??? 8 year olds do NOT die from natural causes, 98 year olds do!
Turns out the 8 year old was very sick with kidney disease and she let him starve once she thought he was covered for $20,000. The police picked her up the same night at a "I got money now" nigger party and charged her with murder. Her one phone call from jail? It was to me to beg me to see if the insurance company would pay if she caught up on the premiums. Fucking sorry ass nigger.


Now that's hilarious. Niggerstupidity, dead niglet, and mammy off to Nigger U. Of course, the mammy wouldn't collect anyway.

"'I got money now' nigger party: :lol :lol :lol :lol

[nutnice]

Holy hell, those stories are insane. I keep thinking some day I'll stop being amazed at the total stupidity of the niggers, but that day never seems to
come.

[The Man]

just think of all that chocolate you could have wrapped your hotdog around.

wohohohwohohohwohohohwohohoh:cff

You trying to make me violently sick???

[Black Plague]

::rofl Fantastic stories Man! Enjoyed every one of them, keep em coming !

[King Leopold II]

niggers buying insurance?
I thought nigger "insurance" was the lottery.
Oh, wait, that's their 401K plan.

Sorry, my mistake.